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May 28, 2014

Importance of Ramadan Essay | Roja | Ramjan

(342 Words): Revelation of the 'Quran' (the last message of Allah)  in the month of Ramadan of Islamic Calender Hijri makes this month most important. Also Importance of Ramadan can be signified and can be believed from its basic position as 3rd pillar out of five basic pillars of Islam (Shahadah, Namaj , Jakat, Roja (Fasting)  and Hajj). Ramadan is the 9th month of Islamic calendar (Hijri).

Ramadan (Roja) is not merely refraining from eating but to restrain oneself from selfish desire, wrong-doings , bad habits etc. Ramadan provide and command us to learn for controlling all sense organs from all bad habits. The last 10 night is 1000 tines more valuable in terms of degree of forgiveness by Allah S.W. T.(Subhan-W-Tala). It is called the night of Lalatul-Kadra. The Hell (Jahannum) remains closed. The Paradise (Jannat) remains open in this month.

Simply it is an opportunity to come more close to Allah  S.W.T as Ramadan (roja) is directly monitored by Allah S.W.T.(told by many Islamic scholars). It is important time to learn self control. Almighty Allah has given an easier way to get protection from Hellfire ( Jahannum in Urdu). If someone do Umrah , then he gets the benefit equal to a Haj.
the 'Quran' in this month is also very important. I recommend every Muslim to know the meaning of the 'Quran' in this month. There are various electronic device that can be used to understand the 'Quran'. Understanding of the 'Quran' will strengthen our belief in the Qayamat and in day of judgement (Hashra). 

My personal scientific Experience : Ramadan teaches us to avoid unnecessary eating. Depth of sleep gets improved. Squeezing and expanding  of plasma (Blood's constituent) strengthen blood formations capacity.  We become able to know the great taste of water and food. Intake of carbohydrate gets minimised. All cells of body become stressed to release energy , hence garbage of the body reduces. Blood pressure becomes normal due to good sleep. Addict people have greater opportunity to quit bad habits. We realise the pain of empty stomach and feel also the pain of poverty.

Umrah meaning: The Umrah  is a pilgrimage to Mecca, Saudi Arabia, performed by Muslims that can be undertaken at any time of the yea (wikipedia)

May Allah S.W.T.forgive me for my mistakes if any in this essay.
If you add few lines in this essay then it will be a great collection for all users. So give your comment and feedback below.
Keywords: ramadan dishes, what is ramadan, when is ramadan,
ramadan rules.
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May 24, 2014

Rabindra Jayanti Celebration in My School Essay | 'Rabindranath Tagore' Composition for Class 4

Rabindra Jayanti Celebration Essay or compostion for grade 4:
Rabindranath Tagore was a great Indian poet. He being a poet was also an extraordinary thinker and set many footprints of liberal thought of life. He was a noble prize winner for "Gitanjali". 
Here I am explaining the celebration of the birth day of Rabindranath Tagore in our school.

At early morning our principal put a garlands on the portrait of Rabindranath Tagore. Just after a group song recited by children of various classes. After that two children recited a poem about the life history of Rabindranath Tagore one by one. A group dance (Bharatnatyam) performed by the students of class 8 and 10. At the end teachers  and students delivered the message of Rabindranath Tagore.  Thereafter the audience were requested to sing  Rabindra Sangeet. One person sang a beautiful  Rabindra Sangeet with harmonium.  After that our principal gave final message to the audience for learning great things in life by cultivating the excellence of  Rabindranath Tagore’s life. At end a prayer was performed by all the school students.
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May 17, 2014

Qualities of an Ideal Student Essay Class 8

(149 Words):The qualities of an ideal student are multifold. Students should primarily achieve physical fitness and moral strength. He should participate in sports, games, physical exercise and competitions. He must be eager for enhancing knowledge. He must be obsessive about thirst for knowledge. It is the obsession of cricket that made Sachin Tendulkar a Master Blaster. To prove the excellence in any field, one must be obsessive about that. Student should worship the knowledge. He should bring the rules and norms of mannered living and defend the right cause. He must help the needy and poor for the welfare of human society. He should be aggressive for service and sacrifice and he should prove it as a role model. His behaviour should be sweet and should have effectiveness in his speech. He should be a like a role model and mentor for encouragement, inspiration, forgiveness, socialism, moral, honesty and integrity.
Keywords: free student essays, student papers online, international students, ecpi student portal.
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May 11, 2014

Global Warming and Its Effect Essay for Class 10

(479 words ): Global warming is the increase of average temperature of the Earth's surface  due to excessive amount of greenhouse gases such as carbon dioxide , carbon monoxide, CFC (Chlorofloro carbons ) etc. Global warming is also denoted by increase in the temperature of Earth surface air and ocean surface. Scientifically the understanding of global warming noticed by reduction in ice and snow,  change in water cycle,  rise in sea level and climate change. The literature of these events coerced scientist to think seriously about the changing pattern of these parameters. 
Global warming is an extremely serious issue. Day by day we are putting risk to our future. 
Since early of 20th century  the temperature of global air and ocean has been increased about 0. 8 °C. It has been concluded that increase in Canon dioxide are the primary reason of global warming. Deforestation 
Effects of Global warming:
The emission of greenhouse gases from vehicle and emissions of CFC gas from airconditioners are creating real danger for our globe. CFC  gases are eroding the ozone layer. Holes are being created in the ozone layer and ultraviolet rays are passing through these holes and it is directly affecting us.

The sea level is increasing. This will submerge the coastal region and thus it will make the coastal people homeless and a big economic loss will be resulted. The land area of the countries having more coastal land will get impacted economically at greater scale. Few island will get vanishes in future.

The climatic shift is another big issue at international level.  The effect of global warming will not equal at all places. It will vary depending on various factors. The ocean current will change its direction. Natural calamities may result in form of cloud burst , heavy rain, sometime drought in many places. Agricultural productivity may also get negative impact due to abrupt changes on climate. Overuse of natural resources at an increased rate is becoming unsustainable for the welfare of human fate and future. The effects are going to be very serious after 50 or 70 years. 

Conclusion and Different view:
All types of unbalances are interlinked. Our society is suffering from unbalanced disparity. Countries are facing economic unbalances. Few people, social groups and even countries have unwanted resources and trying to increase it as much as possible to  secure their future in an extraordinary way. As these groups have extra money and resources therefore they feel to enjoy life more and more by expending lavishly. These concepts are increasing the use of unshared car and are also the reason of using unwanted number of air conditioner. 
  It's not a sin to become rich but is very bad to spend the money in an undesirable and wasteful manner.  This is not bad that the money is wasted but it is adding greenhouse gases and thus playing a role for global warming.
Keywords:what is global warming, global warming effects, global warming quotes, define global warming, global warming images, essays on global warming.
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May 4, 2014

The Policeman Short Essay for Grade 8

(385 words essay) :The policeman is a responsible member of our society.  He is a government servant.  A policeman is a tall and strong person. His physical fitness is the most required criteria.  He keeps a small rod in his hand.  His duty is to keep peace and order in his area. People feel protected with his presence. He keeps close eye on bad people of the society. He reaches very fast at the place where people fight. His presence at the spot and his dress and personality put a fear of rule in people and the fight immediately gets stopped. If the people do not stop fighting then he takes them to police station for further proceeding. He also uses punishment against bad people. At night he does patrolling in a group twice thus he guards our house property at night. In festival time ; He sends the offenders to the court against judge for final punishment. On the occasion of fair and big meeting he maintain peace by applying law and order. On the occasion of festival he continues his duty for helping people to celebrate the occasion peacefully. It is an extremely tough situation to control his emotion for his family at the festival time. His duty is very hard therefore he should be paid respectable salary. There should also be extra bonus at the  festival time duty. 

Policeman Career: Police job is not an enjoyable one. This is to be selected if you like and want to care about people. One needs a conviction of remaining steady and correct when one see the crying people, brutal scene etc. Sometime one has to risk ones life. This profession is not only arresting and fighting. This profession is for those who have perception to  resolve the problem of any situation.  Personal life is restricted to certain rules and criteria, But it pays more for by performing overtime. Few policeman becomes very popular and people respect and salute them from bottom of their heart for his honesty and style of work. There are four entry stage in Police in India viz. constable, sub-inspector, state police office and IPS Officer. For becoming an IPS officer graduation is the entry criteria and this is conducted by UPSC in India.  For constable it is high school (matriculation / 10 class) 

keyword:policeman career, policeman education requirements, policeman salary, how do you become a policeman, policeman training
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May 1, 2014

Financial inclusion Essay for Class 12

(605 Words):Financial inclusion is the discharging of financial Services to low-income group of people or unbanked people and to a section of disadvantaged sections of society at an affordable cost. 
That means provision of saving or  deposit services, payment , transfer , loans, credit and insurance services is the basic goal of financial inclusion.
In rural area financial services is still unreachable in most of the developing nation. It is assessed that the financial exclusion is one of the reason for  world wide poverty of a section of the disadvantaged people. 
The fear of paper works and documentation had been a big barrier to bring low-income group of people in banking system.
But in recent time people are taking the advantages of financial services. This has become   viable because of strong and feasible effort of government of respective countries and also due to growth in education system and also because of new thinking and confidence of the parents in education . The role of AFI also cannot be ignored for guiding various countries with its unique policies.
Financial inclusion in India: If we analyse the reason of disparities in India. Then  it becomes evident that financial exclusion of certain group of people is one of the factors of their low income and poverty. Poor people remained poor and became pauper as they didn't get basic financial services at an affordable cost. So they had been excluded from banking system for a long time and  they have been trapped somehow by money lender by lending few and forced to pay interest ; which was used to be many times of the principal. Thus they are thrown in the vicious circle of poverty. The low-income households are excluded from financial inclusion because of red tappism activity of bank employ.The bank staffs were habituated to restrict unbanked people by demanding more paper works.  It kept these excluded people in fear and hesitation.
Government of India had been trying to include the excluded for many years, but partly succeeded to get strong solutions.  In this connection India started Grameen Bank (Grameen means rural) in 1976 launched by  Mohammad Younus Khan. In October1983 this project was transferred into an independent bank by government legislation. At present time India has 57 grameen banks with more than 17,000 branches across the country.
 In 2004 Reserve Bank of India(RBI)  set up the Khan commission to look into the financial inclusion and to submit recommendation. The recommendation of the commission was incorporated in the mid term review policy of 2005-06 to provide "no frill accounts" in which no deposit or minimum deposit will be needed. "Mangalam" is the first village where all households were provided banking facilities. Also General Credit Cards (GCC) were issued to the disadvantaged people with a view to provide them access of easy credit. 'No frill" bank accounts played better role to include maximum excluded people in recent time. No frill account, relaxation in Know Your Customer ( KYC) norms, Engaging  Business correspondents (BCs) and Business Facilitators(FCs), use of technology, Electronic transfers played  major roles in financial inclusion.

Few data: 
*Approximately 2.5 billion working-age adults globally have no access to the types of formal financial services delivered by regulated financial institutions

*The Alliance for Financial Inclusion (AFI) is the world's largest and most prominent network of financial inclusion policymakers from developing and emerging economies who work together to increase access to appropriate financial services for the poor.

*AFI was founded in 2008 as a Bill & Melinda Gates Foundation-funded project, supported by AusAid, in order to advance the development of smart financial inclusion policy in developing and emerging countries.
Source: wikipedia

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